Avoid the probate process First, what is a living trust? A living trust is an entity created to store your assets. Assets such as investments, real estate property, and family heirlooms. Per Legal Zoom, fifty-five percent of Americans do not have a will before they depart this life. Find more statistics in this piece, “Statistics on Last Wills and Testaments.”…
Three Ways Retirees Should Downsize Their Assets
For most millennials, our parents are baby boomers. They love offering unwanted advice on a consistent basis. They recall learning experiences from ‘back in their day’ and apply them to our life with every lecture-able opportunity. Well today is your lucky day. Today, you have some advice to give to your parents! If they do not want your advice, well,…
Why Real Estate is Your Best Defense Against America’s Inflation Rate
With America’s growing debt and rate of inflation, it does not pay to save. It pays to invest. Can you recall in 1999, when a slurpee from 7-11 was $0.99 or the average price per gallon of gasoline was $1.30? How about when a movie ticket was $5.00 and a one-liter coke was $1.14 on average. Those were the days.…
Three Reasons to Make Your Home Energy Efficient in 2015
The pendulum of energy use rest largely on prices, but the conservation of North American energy Inventory, from state to state, is equally important. Recent data shows 21 percent of the energy that is consumed by Americas is from the residential sector. In addition, residents emit about 20% of the Carbon Dioxide in the air. (U.S. Energy Information Administration) As…
Three Reasons to Sell Your House with a Real Estate Agent
According to the National Association of REALTOR’s 2013 Profile of Home Buyers and Sellers, roughly 88% of homebuyers purchased their home through a Real Estate agent or broker. This is an increase from 2001 when it was only 69%. There are three driving forces for why using a Real Estate agent to buy or sell your home is best. 1.…
Earn More Money with Secure Investments in 2015
Most people have heard of a 401K or ROTH IRA. You have a general understanding of how retirement plans work and why they are secure investments. Well, of course, until the stock market plummets or a specific company goes under water. Investment comes with risk and fear of that risk plays a key role in deterring individuals like you and…
Three Reasons to Sell Your Maryland Real Estate in 2015
By Sheldon Leigh | Xavier Estates Solutions At the start of the New Year, real estate investors will be asking themselves, “How can I expand my real estate portfolio in 2015?” Maybe they’re researching year-to-year closing rates; or, Maryland real estate market trends. Because, what an investor knows best is that the purpose of laying the financial groundwork today is to…